The cost of dog ownership

Before becoming an owner there are quite a few things to consider

If you’re thinking about becoming an owner there are quite a few things to consider before getting a dog. One main factor is cost. Dog ownership is a large financial commitment, and there are a number of costs and expenses to consider before you think about bringing fido home - find out below.

BorrowMyDoggy Greyhound on grassy hill
Doggy member Molly


The Money Advice Services states that over their lifetime you can, on average, splash around £21,000 on your dog, and this can also highly depend on their breed. Before you start getting a pen and paper out to try and crunch the numbers, our friends at Admiral have created a handy dog cost calculator. The pawsome tool works out ruffly the annual cost of your future dog and takes into account a number of factors to consider.


BorrowMyDoggy French Bulldog on office chair
Doggy member Dolly

It’s important to think about the following:


  • One-off costs: such as the purchase or adoption of a puppy or adult dog, microchipping and neutering.
  • Ongoing costs: this includes food, flea and worm treatment, vet bills, annual vaccinations, insurance, grooming, pet passports if you travel abroad, Kennel Club registration for a pedigree and training sessions.
  • Accessory costs: things like collars, leads, shampoo, brushes, comfortable bedding, feeding bowls, poo bags - the list goes on!

BorrowMyDoggy chocolate Labrador on grass
Doggy member Riley

Although dog ownership can be expensive, the benefits of bringing a furry member into the family are huge, from reducing stress, improving physical and mental health to increasing social interactions - they truly enrich our lives. But if you’re still uncertain about dog ownership you can also learn a lot about the responsibilities involved by joining BorrowMyDoggy. By signing up as a borrower you can help take care of local dogs, get to know a variety of different breeds and experience what dog ownership is really like.


BorrowMyDoggy Golden Retriever with owner
Doggy member Nelson



Whether you’re looking into dog ownership or you’re interested in being a borrower, our pawsome team are always here and happy to help if you need us. Don’t hesitate to contact us!


Woofs and tail-wags,


The BorrowMyDoggy Team

Join BorrowMyDoggy

BorrowMyDoggy connects dog owners with local volunteer borrowers for walks, holiday care and dog sitting. It’s simple, affordable and safe.

All members are verified before connecting and membership includes access to a 24/7 Vet line and accident and third-party liability insurance.

Learn more and get started